Uh oh, a tree fell on your house. When this happens, we know how overwhelming this can feel. The noise, the damage, and the uncertainty of what comes next are a lot to process. But take a breath. You’re not alone.

At Trumpp Tree Service, we’ve seen it all: trees through roofs, blocking driveways, leaning on garages, or tangled in power lines. We know how stressful it is when your home and safety are on the line. That’s why our licensed and insured team is ready to respond fast, with same-day quotes and expert cleanup so you can start getting back to normal.

Here’s what to do right away if a tree has fallen on your home.

Key Takeaways: What To Do When A Tree Falls On Your Home

Safety comes first. Evacuate and call 911 before doing anything else.
Call Trumpp Tree Service fast. We handle emergency tree removal 24/7 across Michigan.
Don’t touch the damage. Take photos and wait for your insurance adjuster.
Secure your property. Tarp or board up damaged areas to prevent more damage.
Prevent future emergencies. Schedule regular tree trimming and inspections.

What To Do If A Tree Fell On Your House

Stay calm, and follow these steps if a tree has fallen on your home.

Step 1: Make Sure Everyone Is Safe

Before doing anything else, check that everyone in your home, including pets, is safe. If the roof is damaged, the structure looks unstable, or you smell gas or hear electrical sparking, get out immediately.

Move to a safe area like your car, a neighbor’s house, or down the street. Once everyone is accounted for, call 911. Firefighters and first responders can secure the scene, check for power line hazards, and make sure it’s safe to be near your home.

Step 2: Call a Professional Tree Removal Company

After emergency crews give the all-clear, your next call should be to a licensed tree removal company, not your insurance provider just yet.

That’s where Trumpp Tree Service comes in. Our crew handles emergency tree removal in Michigan every day. We’re equipped to take on large, dangerous trees safely and efficiently, even in tight spaces or around structures.

We provide:

Fast emergency tree removal
Same-day quotes and fast scheduling
Crane-assisted removals for large or unstable trees
Full cleanup so your yard is spotless when we leave

Never try to remove a fallen tree yourself. Even small trees can be under hidden tension, making them extremely dangerous to cut without the right equipment.

Step 3: Contact Your Insurance Company

Once a professional team is on the way, contact your homeowners' insurance provider. Most policies cover tree damage caused by storms, lightning, wind, or snow, but not neglect or pre-existing tree decay.

When you file your claim:

Take clear photos and videos of all damage.
Write down everything affected: roof, fence, garage, or belongings.
Keep receipts for any emergency repairs or hotel stays.
Ask your agent when an adjuster can inspect the damage.

Our team at Trumpp Tree Service works directly with insurance adjusters and can provide documentation to speed up the process.

Step 4: Don’t Start Cleanup Yet

We know the urge to start picking up debris, but don’t move anything until your insurance company has documented it. Touching the damage too soon could complicate your claim.

Once it’s approved, our crew will handle the full cleanup, cutting, hauling, and removing debris so your property looks clean and safe again. We treat every yard like it’s our own.

Step 5: Secure Your Property

If your roof or windows were damaged, protecting your home from the elements is key. Our team can coordinate temporary roof tarping and board-up services to prevent further damage from rain or snow.

If water entered the home, act fast. Moisture can lead to mold or rot within days. We can connect you with trusted local restoration partners to help with drying and repairs.

Step 6: Have Remaining Trees Inspected

After one tree falls, others could be at risk. Michigan storms often weaken nearby trees without visible signs.

Our certified professionals can inspect the rest of your property to look for:

Cracks in trunks or major limbs
Root instability or exposed roots
Decay, fungus, or pest infestations

Catching these early helps prevent another emergency down the line.

Common Reasons Trees Fall in Michigan

We’ve worked through every kind of Michigan weather, and a few patterns stand out. Most fallen trees happen because of:

Heavy winds and storms: gusts can push even healthy trees past their limits.
Saturated soil: after heavy rain, roots lose their grip.
Ice and snow: weight from frozen buildup can snap branches or trunks.
Root damage: nearby construction or compacted soil weakens stability.
Neglected maintenance: untrimmed trees are more likely to fail.

Routine tree trimming and health inspections go a long way toward avoiding these issues.

Who’s Responsible When a Tree Falls?

It’s a common question, and it depends on where the tree was and what caused it.

If your tree fell on your home: Your insurance typically covers it.
If your neighbor’s tree fell on your house: Your insurance company handles it first, then determines if your neighbor’s negligence played a role.
If your tree fell on a neighbor’s property: Their insurance will usually handle it unless you ignored a known hazard.
If a tree fell but caused no damage: You may be responsible for removal unless it blocks access to your driveway or entryway.

Trumpp Tree Service can provide detailed quotes and damage reports to help clarify these situations.

How to Prevent Future Tree Damage

Once the dust settles, prevention is key. A little care now can save you from another big headache later.

Here’s what we recommend:

Schedule seasonal tree trimming: it keeps canopies lighter and reduces storm damage.
Inspect trees regularly: look for cracks, dead limbs, or leaning trunks.
Address root problems early: avoid paving or using heavy equipment near trees.
Remove diseased or dying trees promptly: it’s safer and often cheaper than waiting.

Our team offers full-service tree care, trimming, removal, stump grinding, fertilization, and storm preparation, all with fast turnaround and honest pricing.

Why Homeowners Trust Trumpp Tree Service

If a tree fell on your house, you need help now, not next week. That’s why homeowners across Clarkston, Waterford, Rochester, Brighton, Bloomfield, Milford, and Auburn Hills call Trumpp Tree Service first.

Here’s what sets us apart:

Fast, local response, often same-day or within 24 hours
Licensed, insured, and safety-certified
20+ years of experience in dangerous removals
Clean results, every time
No surprise costs, ever

We take pride in helping our community through stressful moments with professionalism, care, and respect.

Frequently Asked Questions About Fallen Trees in Michigan

Does Insurance Cover Tree Removal?

In some cases, yes, homeowners' insurance will cover tree removal and property repairs if the tree damages your home, garage, or other structures. Many policies also include coverage if the fallen tree blocks access to your driveway.

If the tree simply fell in your yard without causing damage, your policy may not pay for removal. Either way, our team can provide a detailed quote and documentation to help with your claim.

How Fast Can You Respond to an Emergency?

We know you can’t wait when a tree to falls on your house, that’s why we’re available fast!

Our crew is often on-site within hours, with same-day quotes and fast turnaround for urgent jobs. You’ll get quick, professional help from a local team that knows how to handle storm damage safely.

What If the Tree Didn’t Cause Damage?

If the tree didn’t hit your home or other structures, your insurance may not cover the cost of removing it. But it’s still important to get it cleared quickly, especially if it’s blocking walkways, driveways, or creating a safety hazard.

We offer transparent pricing and can usually schedule cleanup within 24–72 hours, depending on the size and location of the tree.

Should I Trim Trees Near My Home Before Winter?

Absolutely. Tree trimming before winter can prevent broken branches, roof damage, and falling limbs during heavy snow or ice.

Our trained professionals know how to thin and balance canopies safely, especially around power lines and homes. A little maintenance now can save you a costly emergency later.

Are You Licensed And Insured?

Yes, Trumpp Tree Service is fully licensed, insured, and covered by workers’ compensation.

That means if an accident happens on your property (though it’s rare), you’re 100% protected.

We take every safety precaution, from proper rigging to clean, careful equipment use. When you hire us, you’re working with a company that values your safety, trust, and peace of mind above all else.

Call Trumpp Tree Service, We’ll Handle the Rest

If a tree fell on your house, you don’t have time to wait. You need help you can trust, fast, safe, and professional.

Trumpp Tree Service is proud to be Michigan’s go-to choice for emergency tree removal, storm cleanup, and preventative maintenance. We’re local, we’re responsive, and we treat your property like it’s our own.

Call today for a free same-day quote or fast emergency response. We’ll take care of the hard part, so you can focus on what matters most: your home and your family.

A Tree Fell on Your House? Here’s Your Next Steps